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P: 208-405-5659
E: Nathan@fulcrumhomeloans.com
A: Twin Falls ID 83301

Equal Housing Lender | Nathan Jensen

NMLS: 1692830

The material found on this website is not from HUD or FHA and has not been approved by HUD or a government agency.
Fulcrum Home Loans NMLS# 1926444

Mortgage Loans In Twin Falls Idaho

Home Loans In Twin Falls Idaho

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Mortgage Loans in Idaho

Adjustable rate mortgages (ARMs) are home loans with a rate that varies. Your interest rate and monthly principal and interest (P&I) payments will remain the same for a defined initial period, then adjust annually when that initial period is over. During the adjustable period, there will be an interest rate cap that sets a limit on how high your interest rate can go. This product is primarily for a borrower with good credit (min 680 FICO) but a low Loan-To-Value (95% max). Debt-to-income ratios apply. Investment condos not allowed. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Qualifying credit score needed. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice.

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