Meet Nathan Jensen
Secure the Best Financing
Every day we help clients obtain the best loans across the country in order to finance their properties. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process. We are experienced, trustworthy, and always reachable. No matter the question, we are here to provide answers.
HOW WE CAN HELP YOU
Get the Mortgage You Deserve
MORTGAGE PRE-APPROVAL
Each of our services cater towards getting my clients the best options possible, no matter their financial situation or real estate background. Contact us today to see what we can do for you. Check out our opening hours and schedule a consultation appointment today!
LOAN COMPARISON
Whether you need help negotiating a mortgage or buying a new home, we can manage all your mortgage needs. Our services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact us and find out how our services can help.
REFINANCING
Whether you’re buying your first home or looking for a new investment property, there’s lots of stress and complications involved in mortgages and financing. That’s where we come in. We help our clients with this service and so much more. Reach out today to learn more.
Loan Types
Construction
Let us take care of you if you are looking to build a home. We have a one step process that allows you to lock your rate for the construction period and flips to a permanent loan
Jumbo
Jumbo refers to a mortgage that’s too big for the Federal Government to purchase or guarantee. Currently, the limit is about $647,250. This means that the borrower wouldn’t get the lowest interest rates available on smaller loans.
Conventional Fixed
Conventional fixed rate loans are a safe bet because of their consistency — the monthly payments won’t change over the life of your loan. This is your standard, plain-vanilla mortgage. They’re available in 10, 15, 20, 30, and 40-year terms but 15 and 30 are the most common.
Adjustable Rate Mortgages
There are many different ARMs. The basic idea is that their interest rate changes over time throughout the life of the loan. The rate changes reflect changes in the economy and the cost of borrowing money. A common ARM is called the 5/1 loan — the interest rate stays the same for the first five years and then is free to change for the remaining 25 years.
FHA Loans
These are mortgages guaranteed by the Federal Housing Administration. They come with built-in mortgage insurance to protect against the possibility of not being able to repay the loan. The required down payments are smaller with these loans.
VA Loans
These loans make it easier for veterans of the U.S. armed forces, and sometimes their spouses, to buy homes. They don’t require a down payment and are guaranteed by the Department of Veteran Affairs.