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Meet Nathan Jensen

Secure the Best Financing

Every day we help clients obtain the best loans across the country in order to finance their properties. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process. We are experienced, trustworthy, and always reachable. No matter the question, we are here to provide answers.

Trusted Lender in Twin Falls, Idaho - Fulcrum Home Loans


Get the Mortgage You Deserve


Each of our services cater towards getting my clients the best options possible, no matter their financial situation or real estate background. Contact us today to see what we can do for you. Check out our opening hours and schedule a consultation appointment today!


Whether you need help negotiating a mortgage or buying a new home, we can manage all your mortgage needs. Our services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact us and find out how our services can help.


Whether you’re buying your first home or looking for a new investment property, there’s lots of stress and complications involved in mortgages and financing. That’s where we come in. We help our clients with this service and so much more. Reach out today to learn more.

Loan Types


Let us take care of you if you are looking to build a home. We have a one step process that allows you to lock your rate for the construction period and flips to a permanent loan



Jumbo refers to a mortgage that’s too big for the Federal Government to purchase or guarantee. Currently, the limit is about $647,250. This means that the borrower wouldn’t get the lowest interest rates available on smaller loans.

Conventional Fixed

Conventional fixed rate loans are a safe bet because of their consistency — the monthly payments won’t change over the life of your loan. This is your standard, plain-vanilla mortgage. They’re available in 10, 15, 20, 30, and 40-year terms but 15 and 30 are the most common.


Adjustable Rate Mortgages

There are many different ARMs. The basic idea is that their interest rate changes over time throughout the life of the loan. The rate changes reflect changes in the economy and the cost of borrowing money. A common ARM is called the 5/1 loan — the interest rate stays the same for the first five years and then is free to change for the remaining 25 years.

FHA Loans

These are mortgages guaranteed by the Federal Housing Administration. They come with built-in mortgage insurance to protect against the possibility of not being able to repay the loan. The required down payments are smaller with these loans.


VA Loans

These loans make it easier for veterans of the U.S. armed forces, and sometimes their spouses, to buy homes. They don’t require a down payment and are guaranteed by the Department of Veteran Affairs.

And Much More- Contact Us If You Do Not See The Program You May Be Interested In


All Reviews Verified Through 

"Nathan was always available to answer questions and concerns and was very easy to communicate with. He made the home buying process smooth and easy. Would use him again in the future!"
Kelby T

Claire Brooks, MI

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